What is a prepayment penalty, and how can you avoid it?

Understand what owner-occupied means on a mortgage, why it matters to lenders, and how it could affect your loan options, interest rates, and approval terms. Read more

"Can I roll closing costs into a mortgage?" Here you'll discover how to include upfront costs in your new loan, as well as its advantages and disadvantages. Read more

A cash-out refinance can be an effective way to unlock the equity in your home, and it may even increase your tax-deductions. See how. Read more