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CrossCountry Mortgage

title@ccmequityapp.com

CROSSCOUNTRY MORTGAGE, LLC. ISAOA/ATIMA
1 2160 Superior Avenue
Cleveland, OH 44114

Title Team

I{{#if $loan.borrowerFirstName}}, {{$loan.borrowerFirstName}}{{#if $loan.borrowerLastName}} {{$loan.borrowerLastName}}{{/if}},{{/if}} authorize {{$config.brand.communicationsSender}} to verify my credit. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>, <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a>, <a href="/about-us/affiliated-business" target="_blank" rel="noopener noreferrer">Affiliated Business Arrangement Disclosure</a>, and consent to a credit inquiry and income verification.

I, the mortgage broker for the consumers applying for this mortgage loan, affirm that I have obtained the consumer's express consent to conduct a soft credit inquiry for the purpose of mortgage prequalification, rate analysis, or other preliminary financing discussions. This soft credit inquiry is used solely to assess creditworthiness and will not impact the consumer's credit score.

I authorize {{$config.brand.communicationsSender}} to verify my credit. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>, and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a> and consent to a credit inquiry and income verification. I've also read and acknowledged the <a href="https://media.better.com/pdfs/initial-heloc-disclosures.pdf" target="_blank" rel="noopener noreferrer">Initial HELOC Disclosure</a> and <a href="https://media.better.com/pdfs/what-you-should-know-about-heloc_booklet.pdf" target="_blank" rel="noopener noreferrer">What You Should Know About HELOC</a> informational brochure.

I authorize {{$config.brand.communicationsSender}} to verify my credit. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>, <a href="https://media.better.com/pdfs/what-you-should-know-about-heloc_booklet.pdf" target="_blank" rel="noopener noreferrer">What You Should Know About Home Equity Lines of Credit</a>, <a href="https://media.better.com/pdfs/initial-heloc-disclosures.pdf" target="_blank" rel="noopener noreferrer">HELOC Early Disclosure Package</a>, and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a> and consent to a credit inquiry and income verification.

I{{#if $loan.borrowerName}}, {{$loan.borrowerName}},{{/if}} authorize {{$config.brand.communicationsSender}} to verify my credit. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>, <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a>, <a href="/about-us/affiliated-business" target="_blank" rel="noopener noreferrer">Affiliated Business Arrangement Disclosure</a>, and consent to a credit inquiry and income verification.

I{{#if $loan.borrowerName}}, {{$loan.borrowerName}},{{/if}} authorize {{$config.brand.communicationsSender}} to verify my credit. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a> and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a> and consent to a credit inquiry and income verification. I've also read and acknowledged the <a href="https://media.better.com/pdfs/initial-heloc-disclosures.pdf" target="_blank" rel="noopener noreferrer">Initial HELOC Disclosure</a> and <a href="https://media.better.com/pdfs/what-you-should-know-about-heloc_booklet.pdf" target="_blank" rel="noopener noreferrer">What You Should Know About HELOC</a> informational brochure.

I{{#if $loan.borrowerName}}, {{$loan.borrowerName}},{{/if}} authorize {{$config.brand.communicationsSender}} to verify my credit and to look up ownership of my current loan. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>, <a href="https://media.better.com/pdfs/what-you-should-know-about-heloc_booklet.pdf" target="_blank" rel="noopener noreferrer">What You Should Know About Home Equity Lines of Credit</a>, <a href="https://media.better.com/pdfs/initial-heloc-disclosures.pdf" target="_blank" rel="noopener noreferrer">HELOC Early Disclosure Package</a>, and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a> and consent to a credit inquiry and income verification.

I{{#if $loan.borrowerName}}, {{$loan.borrowerName}},{{/if}} authorize {{$config.brand.communicationsSender}} to verify my credit. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>, <a href="https://media.better.com/pdfs/what-you-should-know-about-heloc_booklet.pdf" target="_blank" rel="noopener noreferrer">What You Should Know About Home Equity Lines of Credit</a>, <a href="https://media.better.com/pdfs/initial-heloc-disclosures.pdf" target="_blank" rel="noopener noreferrer">HELOC Early Disclosure Package</a>, and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a> and consent to a credit inquiry and income verification.

By clicking the "Next" button above, I agree to {{$config.brand.shortName}}'s <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a> and <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>. I understand that I am providing my prior express written consent for {{$config.brand.shortName}} to deliver calls or text messages to my phone number provided above, or any other number {{$config.brand.shortName}} may find for me, including for marketing purposes and using an automated telephone dialing system, even if my telephone number is currently listed on a federal, state, internal, or corporate Do-Not-Call list. I understand that my consent is not required to make a purchase.

By entering their phone number you're authorizing {{#if $config.brand.brokerShortName}}{{$config.brand.brokerShortName}} and/or {{$config.brand.shortName}}{{#else}}{{$config.brand.shortName}}{{/if}} to use this number to call, text and send them messages by any method. We won't charge them for any contact but their service provider could.

Why we're Better

A quick overview

About Better Mortgage

Why are loan estimates so important

The difference between “fixed rate” and “adjustable”

Loan types and products

What are points and credits?

Why do I need to lock a rate

Better Price Guarantee

I need to get pre-approved

Rates

Locking

Home purchase loan costs

Refinance loan costs

Pre-approval letters

Loan process

Credit scores

Appraisals

Loan servicing

CrossCountry Mortgage, LLC 2160 Superior Avenue, Cleveland, OH 44114

Corporate NMLS #3029 | Branch NMLS #3029 | MB.803095

*INTEREST RATES SUBJECT TO CHANGE. PAYMENT DOESN’T INCLUDE AMOUNTS FOR TAX AND INSURANCE PREMIUMS. CROSSCOUNTRY MORTGAGE, LLC IS NOT ACTING FOR OR ON BEHALF OF YOUR CURRENT LENDER.

The amount and terms of any credit offer we extend to you will be subject to underwriting approval and guidelines including your credit history, your capacity to make payments, and the available equity in the property. You may not qualify if you do not meet the criteria required for this offer, if you do not meet additional applicable criteria or creditworthiness, and/or if you cannot furnish any required collateral. To qualify for this offer, you may be required to provide up to two years of income verification. *Credit severity may affect the down payment. The lender may also choose to cancel this offer if it is unable to verify information you have provided. All bankruptcies must be discharged. This offer is nontransferable is available only to single family residences or owner-occupied condominiums, and is not valid on mobile homes or cooperatives. The lender must be in a valid first lien position and property hazard insurance is required.

All loans are subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, Inc. is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. Certificate of Eligibility required for VA loans. NMLS3029 (www.nmlsconsumeraccess.org).

As a first step to lock a rate, we need to get a full credit report from all three bureaus for you (this is a requirement for Fannie Mae, Freddie Mac, and other investors).

Questions? We’re here to help. Reach out via phone, text, or email 7 days a week, from 9 am to 9pm EST.

Review and acknowledge your Closing Disclosure

If you have any questions about this document, the final Closing Disclosure, or closing in general, check out our articles.

Review and acknowledge your initial closing disclosure

Business Wire, “Better Breaks Through in Online Purchase Mortgages…

Better Mortgage doesn't believe in charging additional costs like lender fees and loan officer commissions

CFPB, CFPB Finds Percentage of Borrowers with $20K in Student Debt Doubled Over Last Decade

Doing a cash-out refinance may save you money on your student debt. Chat with one of our Loan Consultants to learn more.

We're one of the only lenders that will generate a Loan Estimate automatically without conducting a hard credit pull.

We've canceled your loan application

Re: Thank you for your rate-lock request

This loan is underway!

What is RefiNow?

How much could you save?

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What is RefiPossible?

You're getting this message because you created an application on Better.com.

These include fees that are controlled by the lender, such as the origination fee which is $0 unless you decide to buy a lower rate, as well as 3rd party services that you can shop for but are required for funding your loan.

If Better retains the servicing of your loan, automatic payments will be turned on.